In addition to standard rebates, income eligible homeowners may take advantage of enhanced rebates from PSEG Long Island as well as financing through New York State to help reduce the cost of your energy efficiency upgrade. Low-interest On-Bill Recovery Loans and Smart Energy Loans are available through Green Jobs – Green New York. Speak to one of our participating contractors for additional details or click here. 

The current low-income guidelines for 2025-2026 are set at 60% of the state median income.

Household Size	Maximum Gross Annual Income	Maximum Gross Monthly Income
1	$41,685	$3,473
2	$54,512	$4,542
3	$67,338	$5,611
4	$80,165	$6,680
5	$92,911	$7,749
6	$105,817	$8,818
7	$108,222	$9,018
8	$110,627	$9,218
9	$113,032	$9,419
10	$115,437	$9,619

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NYSERDA’s Empower+ Program
In addition to PSEG Long Island rebates, homeowners are encouraged to work with contractors that also participate in NYSERDA’s Empower+ Program. EmPower+ helps low- and moderate-income households save energy and money toward energy improvements made to their primary residence. The Empower+ is open to income-eligible owners and renters of one- to four-family households. For assistance in applying and navigating home energy upgrades, connect with your Regional Clean Energy Hub.

In addition to standard rebates, moderate income eligible homeowners may take advantage of enhanced rebates from PSEG Long Island as well as financing through New York State to help reduce the cost of your energy efficiency upgrade. 

2025-2026 60% Area Median Income (Suffolk and Nassau County)

Household Size	Yearly Income	Monthly Incomee
1	$69,300	$5,775
2	$79,200	$6,600
3	$89,100	$7,425
4	$98,940	$8,245
5	$106,860	$8,905
6	$114,780	$9,565
7	$122,700	$10,225
8	$130,620	$10,885
9	$139,051	$11,588
10	$148,027	$12,336

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NYSERDA’s Empower+ Program
In addition to PSEG Long Island rebates, homeowners are encouraged to work with contractors that also participate in NYSERDA’s Empower+ Program. EmPower+ helps low- and moderate-income households save energy and money toward energy improvements made to their primary residence. The Empower+ is open to income-eligible owners and renters of one- to four-family households. For assistance in applying and navigating home energy upgrades, connect with your Regional Clean Energy Hub.

Please see the general guide to eligible incentives and financing options available through the PSEG Long Island Home Performance with ENERGY STAR® Program. Eligibility may vary based on the energy efficiency requirements for each upgrade type, results of the comprehensive home assessment, primary heating fuel type, and funding source.

Home Performance Eligible Measures List
Eligible Measures	Minimum Efficiency Requirements
Insulation (attic, wall, floor, band joist, basement crawl space"	Must be accompanied by blower door assisted air sealing per BPI standards
Air Sealing	Blower door assisted per BPI standards
Duct Sealing	UL 181B mastic or tape; use of "duct tape" is disallowed
Windows	0.2- 0.32 U- Factor

Home Performance Eligible Rebate List
Measure	Market Rate	Market & Disadvantaged Community Rebate	Low Income & Disadvantaged Communities
Insulation (attic, wall, floor, band joist, basement crawl space"	$2,500	$3,125	$5,200
Air Sealing	$1,000	$1,250	$2,000
Duct Sealing	$500	$625	$800
Windows **	$4	$4	$8

Download Eligible Measures and Accessories for full details.

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About Home Performance with ENERGY STAR®

Home Performance with ENERGY STAR® is a national collaborative program between the U.S. Department of Energy and the U.S. Environmental Protection Agency that includes a network of 32 utility and nonprofit sponsors, and 1,300 home performance contractors. Since 2001, Home Performance with ENERGY STAR has been the trusted source that helps contractors and energy programs deliver home energy upgrades. These upgrades make American homes safer, healthier, and more energy efficient. The Home Performance with ENERGY STAR program offers a trusted approach to home upgrades that includes a comprehensive evaluation, with recommended work being performed by trained and qualified networks of contractors. A cornerstone of the program is a set of rigorous quality assurance requirements.

The Building Performance Institute (BPI) is a national resource for building science technology that sets standards for auditing and improving the energy performance and health and safety of homes. Learn more about BPI on their website.

Properly controlling a thermostat can help reduce your heating and cooling costs. Programmable thermostats can automatically adjust the temperature at predetermined times while you are away from the house or sleeping.

Whether a home is old or new, inadequate or improperly installed insulation can lead to high energy costs, uncomfortable rooms, and structural problems. Proper insulation levels slow the movement of heat through your walls, floors and ceilings, keeping you warmer in the winter and cooler in the summer. A BPI-accredited Home Performance Contractor will check insulation levels and make sure it is installed properly, as well as make sure all the holes, cracks and gaps in the home are sealed for air leakage.

Ventilation is a vital component to every house. Ventilation systems are important for healthy, safe, and comfortable living space. These systems help remove moisture from the air to help avoid mold, mildew, and condensation problems. Ventilation also helps eliminate potential indoor air pollutants, cooking odors, or stale, stuffy air. A house has to "breathe" and proper ventilation can help ensure your home has a steady, healthy amount of fresh air.

Insulation alone is not always enough to make your home is energy efficient. Stopping air leaks, proper insulation, and ventilation are the three major components required to create an airtight home, while providing a sufficient supply of fresh air. A BPI-accredited Home Performance Contractor using special testing equipment, such as a blower door, can locate and measure air leakage.

It's important to have well-insulated, high-performance windows and doors. You'll see and feel the difference through improved comfort, reduced condensation and lower utility costs. Look for the ENERGY STAR® symbol to identify the most efficient windows, skylights, and sliding glass doors. When buying new windows, consider U-value and Low-E coatings. U-value is the measure of the window's ability to insulate. Lower U-value means less heat flows through the windows. Low-E (low emissivity) window coatings are thin and transparent, permitting visible light to pass through, while effectively reflecting the sun's radiation to keep your home cooler in the summer and warmer in the winter.

Typical recommendations include insulating an existing tank, replacing the existing tank with a more efficient model using the same fuel, or replacing the existing tank with a heat pump water heater. If the hot water pipes are not insulated in a cold basement, a BPI-accredited Home Performance Contractor will often recommend insulating the first six feet of pipe.

BPI-accredited Home Performance Contractors have been trained to inspect and test combustion appliances such as heating equipment, ovens, and water heaters for proper performance to ensure safe operation. This evaluation includes measuring the carbon monoxide (CO) produced by the appliance and testing to ensure that potentially dangerous combustion gases are not introduced into the home.

When it's time to buy or replace home appliances, be sure to look for models with the ENERGY STAR® label. ENERGY STAR-qualified appliances incorporate advanced technologies that use 10- 50% less energy than standard models, which saves you money on utility bills while also reducing air pollution. For example, an ENERGY STAR-qualified clothes washer uses 30-40% less energy and saves about 7,000 gallons of water each year. Many dishwashers with the ENERGY STAR label are built with innovative technology to clean better while using less energy and water. And, today's ENERGY STAR-qualified refrigerators use half the energy of a 10-year old conventional refrigerator.